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Making the Most of Vacation Points

Members who book a new reservation or multiple reservations online, borrowing more than 50 percent of their Vacation Points per contract, will have their reservation(s) exceeding the 50 percent maximum cancelled automatically within 7 days. Learn more about this temporary policy change.

Banking and borrowing are features of Membership that afford you a great deal of flexibility. 

Disney Vacation Club Members can bank Vacation Points from the current Use Year for use in their next Use Year—or borrow Vacation Points from the following Use Year to book a reservation in their current Use Year. Remember, your Use Year marks the time each year when you receive a new allotment of Vacation Points.

Are you a Member trying to bank Vacation Points now? Please visit your Vacation Points Overview to get started.

Save on Membership

Take advantage of this special offer—and enjoy the magic year after year as a Disney Vacation Club Member.

Banking Overview

Banking

Banking is the term for moving Vacation Points from the current Use Year to the next Use Year. Read More About Banking

Borrowing

Borrowing

Borrowing is the term for moving Vacation Points from the next Use Year to apply toward a vacation in this Use Year. Read More About Borrowing

Borrowing

More Vacation Points, More Flexibility

With more Vacation Points, you can enjoy extra flexibility when planning vacations.  Read More About More Vacation Points, More Flexibility