Banking & Borrowing Vacation Points

Banking is the term for moving Vacation Points from the current Use Year to the next Use Year.

As a Disney Vacation Club Member, one of the great advantages of your Membership is vacation flexibility. Some years, you may not be able to use all your Vacation Points—or perhaps you want to take a bigger vacation next year. In these cases, banking Vacation Points for use in your next Use Year is a great solution.

View the PDFs below to learn more about banking:

• Example of Banking Vacation Points
• Rules About Banking Vacation Points

Are you a Member trying to bank Vacation Points now? Please visit your Vacation Points Overview to get started.

Borrowing is the term for moving Vacation Points from the next Use Year to apply toward a vacation in this Use Year. By borrowing next year’s unused Vacation Points, you could enjoy larger accommodations, a longer stay or more than one vacation this year.

View the PDFs below to learn more about borrowing:

• Example of Borrowing Vacation Points
• Rules About Borrowing Vacation Points

How to Borrow Vacation Points
Members can borrow Vacation Points at the time of booking their vacation—whether they’re booking online or by calling Member Services.