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Banking & Borrowing Vacation Points

Banking and borrowing are features of Membership that afford you a great deal of flexibility.

Disney Vacation Club Members can bank Vacation Points from the current Use Year for use in their next Use Year—or borrow Vacation Points from the following Use Year to book a reservation in their current Use Year. Remember, your Use Year marks the time each year when you receive a new allotment of Vacation Points.

Need to bank Vacation Points now? To get started, Members can visit the Vacation Points Management page.

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Banking Overview

Banking

Banking is the term for moving Vacation Points from the current Use Year to the next Use Year. Read More About Banking

Borrowing

Borrowing

Borrowing is the term for moving Vacation Points from the next Use Year to apply toward a vacation in this Use Year. Read More About Borrowing