Banking & Borrowing Vacation Points

Banking is the term for moving Vacation Points from the current Use Year to the next Use Year.

As a Disney Vacation Club Member, one of the great advantages of your Membership is vacation flexibility. Some years, you may not be able to use all your Vacation Points—or perhaps you want to take a bigger vacation next year. In these cases, banking Vacation Points for use in your next Use Year is a great solution.

View the PDFs below to learn more about banking:

• Example of Banking Vacation Points
• Rules About Banking Vacation Points

Are you a Member trying to bank Vacation Points now? Please visit your Vacation Points Overview to get started.

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Borrowing is the term for moving Vacation Points from the next Use Year to apply toward a vacation in this Use Year.

 

To illustrate, let's say you've created a vacation plan for your family, but it requires nearly twice the number of your allotted annual Vacation Points. You can still take your magical getaway because, as a Member, you have the flexibility to borrow Vacation Points from your next Use Year.

 

View the PDFs below to learn more about borrowing:

• Example of Borrowing Vacation Points
• Rules About Borrowing Vacation Points

 

Are you a Member trying to bank Vacation Points now? Please visit your Vacation Points Overview to get started. Show Less Show less about Borrowing