Bank Vacation Points
Banking allows you to use this year’s unused Vacation Points for next year’s vacation.

Disney Vacation Club uses a flexible Vacation Points system that gives Members an array of vacation options, year after year. Here’s how it works:
Receive a yearly allotment of Vacation Points — based on the size of the real estate interest you purchase
Use your Vacation Points to book vacation accommodations
Enjoy the freedom to choose when, where and how often you vacation — with no blockout dates at Disney Vacation Club Resorts*
Banking allows you to use this year’s unused Vacation Points for next year’s vacation.
Borrowing allows you to use next year’s unused Vacation Points for vacations this year.
for 125 Vacation Points
Stay in the middle of the enchantment with a 5-night vacation for 2 in a Deluxe Studio – Theme Park View during the summer.
for 165 Vacation Points
Stay 5 nights at our newest Resort in a 1-Bedroom Villa – Standard View (sleeps up to 5 Guests) during the winter—and stay close to the magic of Walt Disney World Resort.
for 367 Vacation Points
Bank unused points from last year and borrow from next year to book a 6-night dream getaway for up to 12 Guests in a 3-Bedroom Beach Cottage in the fall.
* Accommodations are subject to availability.