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Membership can provide incredible value, with savings on future Disney Vacation Club Resort accommodations.

To get your personalized quote, call us at (800) 500-3990.†
View savings details.

Total Cost of Membership

Financing starts at $423 per month1 for a 10-year loan with a 10% down payment.
See Important Information and Disclosures

The cost of Membership includes:

Purchase Price

$201.00 per Point x number of Vacation Points selected

Starting at $30,150 for 150 Vacation Points


Closing Costs

Vary based on Home Resort and Vacation Points owned

Starting at $628


Annual Dues

Go towards your Resort's operating costs, real estate taxes and more

Starting at $105/month

Membership Costs Calculator Icon

How many Vacation Points are right for you?

Tell us about your vacation style, and we’ll recommend the optimal number of Vacation Points for your Membership.

Learn How Vacation Points Work

Pricing by Available Home Resorts

To become a Member, you purchase a real estate interest in a Disney Vacation Club Resort, which is represented by an annual allotment of Vacation Points. You’ll use your Vacation Points to book accommodations at Disney Vacation Club Resorts—or enjoy thousands of other vacation options around the world—for decades to come.


Select a number of Vacation Points to explore pricing for some of our newest Home Resorts and Membership options.

To get your personalized quote, call us at (800) 500-3990.†



Vacation Points










Virtual Next Steps

Chat with a Vacation Club Guide on the phone or attend the Discover DVC Webinar from the comfort of your home.

1Sample Financing Terms – Important Disclosures, Assumptions and Information: Financing available to qualified purchasers; not available to residents of CO and DE. Some state minimum and maximum loan amounts may apply. The Samples above are for informational purposes only and are not an actual offer. They are based on your selected transaction details and subject to the applicable APR assumptions below. The sample costs and terms do not constitute and are not a substitute for a loan estimate, which includes an estimate of closing costs you will receive once you apply for a loan. This is not a loan approval or commitment to lend. The actual fees, costs and monthly payment amount on your specific loan transaction may differ and will depend on the final contract terms.

Interest Rate – We offer fixed interest rates as low as 9.99% (10.0% APR) for a 10-year loan, and up to a maximum rate of 18.0% (18.01% APR). The Sample Financing Terms above assume a 10% down payment and a fixed annual rate of 15.0% (15.01% APR) which requires, among certain other criteria: (1) a minimum credit score of 675, (2) a current payment status on any primary residence mortgage, (3) no foreclosure history in the prior 3 years, (4) no open Federal or State tax liens or judgments, (5) no active bankruptcy filings, (6) no charged-off debt or unpaid judgments greater than $3,000 each or over $10,000 total within the last 3 years, and (7) no active credit counseling plan. The rate is reduced by .50% if automated electronic monthly payments are selected and maintained. You may still qualify for financing even if your situation doesn’t match our assumptions. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your payment history. Other restrictions may apply.

APR – The Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. The APR above assumes a first installment payment within 45 days of loan closing and includes applicable closing costs and a $250 document preparation fee in the financed amount.

Down Payment – A down payment of at least 10% is required.  Credits from any incentive offer will not apply toward the minimum down payment required.

Annual Dues Not Included – Financing above does not include annual dues, which are charged separately. Estimated monthly amount shown is based on the 2020 rate. In the first year of purchase, annual dues and/or monthly dues will be prorated or will differ based on the date of purchase and will increase in the future.

Prices and financing offer(s) are subject to change without prior notice.

In the first year of purchase annual dues and/or monthly dues will be prorated or will differ based on the date of purchase and will increase in the future.

Minimum down payment of 10% is calculated based on the Net Purchase Price (which is the total amount of points purchased times the price-per-point minus the credit). Credit amount cannot be applied to the down payment. Credit expires by the date shown above. Credit cannot be combined with select promotions or discounts. Additional restrictions may apply.

The purchase of an ownership interest should only be used for personal use and enjoyment, should be based upon its value as a vacation experience and should not be for the purpose of acquiring an income or appreciating investment. Other incentives affecting the final price per Vacation Point may apply.

See Important Information and Disclosures