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Membership can provide incredible value, with savings on future Disney Vacation Club Resort accommodations.
To get your personalized quote, call us at (800) 500-3990.†
View savings details.

Total Cost of Membership

Financing starts at $355 per month1 for a 10-year loan with a 10% down payment at 15.1% APR.

The cost of Membership includes:

Purchase Price

$195.00 per Point x number of Vacation Points selected

Starting at $24,375 for 125 Vacation Points


Closing Costs

Vary based on Home Resort and Vacation Points owned

Starting at $619


Annual Dues

Go towards your Resort's operating costs, real estate taxes and more

Starting at $79/month

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How many Vacation Points are right for you?

Tell us when and where you typically like to vacation, and we'll recomend the optimal number of Vacation Points for your membership

Learn How Vacation Points Work

Pricing by Available Home Resorts

To become a Member, you purchase a real estate interest in a Disney Vacation Club Resort, which is represented by an annual allotment of Vacation Points. You’ll use your Vacation Points to book accommodations at Disney Vacation Club Resorts—or enjoy thousands of other vacation options around the world—for decades to come.


Select a number of Vacation Points to explore pricing for some of our newest Home Resorts and Membership options.

To get your personalized quote, call us at (800) 500-3990.†



Vacation Points






Take a Virtual Tour

Visit us at a Preview Center—or go on a guided, virtual tour from the comfort of your home.


Estimated Financing Terms – Important Disclosures and Assumptions: Finance estimate above is based on a total purchase price of $24,375 for an ownership interest represented by 125 Vacation Points at AULANI, Disney Vacation Club Villas, Ko Olina, Hawaii, with a 10% down payment. Financing available to qualified purchasers; not available to residents of CO and DE. Some state minimum and maximum loan amounts may apply. This is not a loan approval or commitment to lend. The actual fees, costs and monthly payment amount on your specific loan transaction may differ and will depend on the final contract terms.

Interest Rate – Fixed annual rate of 12.5% (12.6% APR) represents qualification for the Premium Rate, which requires a minimum credit score of 725, current on primary residence mortgage and no foreclosure in prior 3 years, no open Federal or State tax liens or judgement, no open bankruptcy, no charge off or unpaid judgments greater than $3,000 each or over $10,000 total within the last 3 years, and no active credit counseling plan. The rate is reduced by .50% if automated electronic monthly payments are selected and maintained throughout the life of the loan. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your payment history. Other restrictions may apply. The advertised rate is subject to change.

APR – The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. The APR above assumes a first installment payment within 45 days of loan closing and closing costs of $593.66 and a $250 document preparation fee included in the financed amount. Total amount financed $21,937.50.

Down Payment – A down payment of at least 10% is required.  Credits from any incentive offer will not apply toward the minimum down payment required.

Annual Dues Not Included – Financing above does not include annual dues, which are charged separately. Estimated monthly amount shown is based on the 2020 rate. In the first year of purchase, annual dues and/or monthly dues will be prorated or will differ based on the date of purchase and will increase in the future.

Prices and financing offer(s) are subject to change without prior notice.

Savings are based on a cash purchase of Membership, including closing costs and annual dues, with enough points for a 7-night stay at the Home Resort purchased, every year for the Membership term, compared with renting the same accommodations in the same season at the non-discounted rental rate plus tax. Assumes annual inflation of 3.9% in the rental rate and 4.5% in annual dues. Savings begin 6 to 12 years after purchase and may add up to 50% over the Membership term. Prices, rates, dues and other terms may change in ways that could adversely affect the savings.

Since inception, Annual Dues have generally increased on average 4-6% each year across all Disney Vacation Club Resorts. While this gives you an idea of what has happened in the past, this could be different in the future.

The purchase of an ownership interest should only be used for personal use and enjoyment, should be based upon its value as a vacation experience and should not be for the purpose of acquiring an income or appreciating investment. Other incentives affecting the final price per Vacation Point may apply.