To prevent unused Vacation Points from expiring, you can bank them from the current Use Year to the next. You can also transfer them to another Disney Vacation Club Member or to another of your Memberships. However, transferred Vacation Points maintain their original Use Year. If they’re not used by the end of that Use Year, they will expire.
You can extend the life of the Vacation Points if you transfer them into RCI. However, if you deposit them into RCI, they will no longer be able to be used for reservations for Disney Vacation Club, Disney Collection, Concierge Collection or Buena Vista Trading Company.