Resort Hotel Reservations - Frequently Asked Questions
Late payments could impact your ability to make reservations, and to bank and borrow Vacation Points. Any payment which is overdue—including but not limited to Annual Dues, Loans (if applicable), Member Getaways transaction fees and balances from Disney Vacation Club Resort stays—prohibits banking and borrowing of Vacation Points.
In addition, if you are more than 90 days past due on your Annual Dues, this will cause a suspension of all activities, and will result in the cancellation of any existing reservations.